Welcome to the Bina Artha website. PT. Bina Artha Ventura is a registered Venture Capital Company actively engaged in the microfinance sector in Indonesia since December 2011. Bina Artha offers working capital through a modified version of the traditional microfinance Grameen group methodology exclusively to women who do not have or have only partial access to the formal financial sector. In addition we provide access to business loans for small enterprises. We at Bina Artha are inspired by the ideal that availing access to finance to low income households engaged in micro and small enterprises in Java provides them with an important tool to achieve economic and social upliftment. We thrive to work in a fair, transparent, efficient and sustainable manner and we have a quite ambitious dream: to reach with our financial services 1,000,000 households in Indonesia in 2020!